San Francisco’s luxury housing market has reached extraordinary levels, with some neighborhoods reporting record-high prices in 2025. Homes in areas like Pacific Heights, the Marina, and Cow Hollow are now selling for a median of $6 million, reflecting a 20% increase from the previous year. This rise is the fastest in the city for which…
Housing and Real Estate
Why mortgage rates refuse to drop below 6% in 2026
Mortgage rates continue their narrow dance into 2026, refusing to budge significantly despite expectations for relief. The 30-year fixed mortgage rate has stayed within 11 basis points of its 2025 low since late October, currently sitting at 6.16% nationally according to Freddie Mac data. This persistent plateau leaves many prospective homebuyers wondering whether waiting for…